Back to basics: how does the health insurance business really work?
An interesting op-ed published in the Wall Street Journal recently reminds us how certain aspects of the debate about an “individual mandate” for health insurance are getting glossed-over. So far, the...
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Finally, Housing Finance Reform Takes Center Stage…
Today, the President will sign into law the Dodd-Frank Wall Street Reform and Consumer Protection Act. By now it’s clear to nearly everyone (see here and here and here and here and here) that this...
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Florida's Coming Disaster
As Charlie Crist moves on to a Senate election, he avoids the possibility of dealing with the long-term consequences of the property insurance reforms he championed.Florida is unfortunately located in...
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ObamaCare: Now Legally as Well as Politically Unstable
The decision on the individual mandate handed down today by U.S. District Judge Henry Hudson in the Eastern District of Virginia makes it clear that Obamacare is on extremely shaky legal ground. That’s...
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Buying On The Installment Plan
Click here for a printer-friendly version of this article.Another reminder that the Congressional drafters of what’s come to be called ObamaCare shaved fiscal corners came early this month in a notice...
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ObamaCare & the Meaning of Insurance
The key question surrounding the constitutionality of the Affordable Care Act (a.k.a. ObamaCare) is whether the federal government can compel citizens to purchase health insurance. Absent the mandate,...
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6 Changes That Would Improve Obamacare
Now that President Obama has delayed the employer penalty for not providing health insurance until 2015, as well as the requirement that people applying for health insurance on the exchanges provide...
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Gasoline Lines and Cancelled Health Insurance Policies
The wave of health insurance policy cancellations reminds me of the gas lines in 1979. Once a week I took a gas break instead of a lunch break so I could fill up my car with gas. Lines were shorter in...
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A Non-Partisan Case For Obamacare Reform
Teaser: Congressional Republicans and Democrats, as well as President Obama, have an interest in terminating the disincentive effects on employment of the Affordable Care Act. By ending the employer...
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Three Reasons Why Congress Should Repeal the Employer Mandate
Teaser: The Affordable Care Act’s employer mandate will take full effect on January 1, 2016. The mandate stipulates that businesses with fifty or more full-time workers must cover their employees’...
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